When a natural disaster strikes, it’s vital you follow the advice of authorities as to whether it is safe to stay or when to leave.
Whether you stay or go, it’s best to be prepared for the worst-case scenario. It’s impossible to predict what will happen in a weather emergency, or what action will be required in the aftermath, which is why it’s vital to have household contingency plans and an up-to-date emergency kit, so your family and property are as protected as possible.
In conjunction with Get Ready Queensland, here’s what to consider.
If there is an option to stay, selecting a safe spot to weather a dangerous storm could make all the difference for you and your family. Choose a small room with few windows, such as your laundry or bathroom.
Disconnect all electrical appliances, as well as external television and radio aerials. Turning off all electrical utilities is vital to avoiding the risk of electrocution in wet weather.
Include your neighbours in your emergency plan. Looking out for each other means you can give or receive assistance if needed. Neighbours who are elderly or have special needs may need particular consideration.
Lastly, it’s important to closely follow the advice of your local emergency services, and in the worst case you may need to evacuate. Make sure this is part of your plan, including routes to evacuate, where you’ll go and what to do with your pets.
Download a free emergency plan here.
Do you have a well-stocked emergency kit? It’ll come in handy in the case of a natural disaster, and potentially save a life if a natural disaster leaves you isolated from immediate help.
Pack yours in advance with torches, at least three days’ worth of essentials including water, phone chargers and non-perishable food — and that’s just for starters.
Take a look at the free basic and comprehensive emergency guides from Get Ready Queensland.
The information is intended to be of a general nature only. Subject to any rights you may have under any law, we do not accept any legal responsibility for any loss or damage, including loss of business or profits or any other indirect loss, incurred as a result of reliance upon it – please make your own enquiries.
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From the simple to the complex, see which upgrades can help better protect your home.
Natural hazard resilience has long been a focus for Suncorp, with many other initiatives both existing and in progress. Suncorp Insurance’s Cyclone Resilience Benefit was introduced in 2016 and is available for eligible Home Insurance customers in North Queensland. Customers who undertake eligible upgrades to their home’s cyclone readiness may get a reduction on their Suncorp Home Insurance premium4.
An Australian first for Home Insurance. It’s our commitment to help create more resilient homes. It means that if your home is substantially damaged, we’ll rebuild it stronger with recommended resilience options up to $10,000, in addition to your sum insured, all designed to help withstand severe weather5.
Helping build a more resilient Queensland together.
Insurance is issued by AAI Limited ABN 48 005 297 807 (AAI) trading as Suncorp Insurance. Please read the relevant Product Disclosure Statement before buying any insurance products. The Target Market Determination is also available. The information is intended to be of a general nature only. Subject to any rights you may have under any law, we do not accept any legal responsibility for any loss or damage, including loss of business or profits or any other indirect loss, incurred as a result of reliance upon it – please make your own enquiries.
4. A premium reduction may be available to eligible Suncorp Home or Landlord Insurance customers, with properties above tropic of Capricorn, within 100km from the coast and with certain risk mitigation measures. Eligibility criteria, terms and conditions apply. Find out more.
5. Cover applies to claims with building damage over $50,000 or 10% of sum insured, whichever is highest. Resilience improvements are tiered according to level of cover up to $10,000. Limits, conditions and exclusions apply. Please read the relevant Product Disclosure Statement before you make any decision regarding this product.
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