When it comes to flooring, different materials can make a difference to the overall health of your home in the event of an extreme weather event – particularly flooding.
While carpet is a common choice for homes, it’s not ideal in an inundation event. No matter the height or severity, flood water can contain harmful bacteria, viruses, toxins and even sewage that can become dangerous. Mildew or mould can also grow in your carpet fibres throughout Queensland’s wet season, especially via floodwater.
Even when floodwater has been expelled and carpets cleaned, mould spores and other airborne particles may remain.
Timber floors can be vulnerable to contamination issues such as mould and mildew, if your subfloor is not adequately ventilated.
So, what’s a good option for your home? Consider safer options that are waterproof, less likely to be damaged in the event of storm or flood and easier to clean. Polished concrete, tiles, and pavers were chosen for One House because of their durability. There is also less risk of these materials needing to be replaced after a weather event— unlike carpet and timber, which can often require removal after extensive flooding.
Sealed stone floor and wall tiles are easy to clean up – being effective with regard to cleaning flooring after an inundation.
Source: https://www.qld.gov.au/community/disasters-emergencies/recovery-after-disaster/cleaning-up/mould
The information is intended to be of a general nature only. Subject to any rights you may have under any law, we do not accept any legal responsibility for any loss or damage, including loss of business or profits or any other indirect loss, incurred as a result of reliance upon it – please make your own enquiries.
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From the simple to the complex, see which upgrades can help better protect your home.
Natural hazard resilience has long been a focus for Suncorp, with many other initiatives both existing and in progress. Suncorp Insurance’s Cyclone Resilience Benefit was introduced in 2016 and is available for eligible Home Insurance customers in North Queensland. Customers who undertake eligible upgrades to their home’s cyclone readiness may get a reduction on their Suncorp Home Insurance premium4.
An Australian first for Home Insurance. It’s our commitment to help create more resilient homes. It means that if your home is substantially damaged, we’ll rebuild it stronger with recommended resilience options up to $10,000, in addition to your sum insured, all designed to help withstand severe weather5.
Helping build a more resilient Queensland together.
Insurance is issued by AAI Limited ABN 48 005 297 807 (AAI) trading as Suncorp Insurance. Please read the relevant Product Disclosure Statement before buying any insurance products. The Target Market Determination is also available. The information is intended to be of a general nature only. Subject to any rights you may have under any law, we do not accept any legal responsibility for any loss or damage, including loss of business or profits or any other indirect loss, incurred as a result of reliance upon it – please make your own enquiries.
4. A premium reduction may be available to eligible Suncorp Home or Landlord Insurance customers, with properties above tropic of Capricorn, within 100km from the coast and with certain risk mitigation measures. Eligibility criteria, terms and conditions apply. Find out more.
5. Cover applies to claims with building damage over $50,000 or 10% of sum insured, whichever is highest. Resilience improvements are tiered according to level of cover up to $10,000. Limits, conditions and exclusions apply. Please read the relevant Product Disclosure Statement before you make any decision regarding this product.
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