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Build Resilience

Use the tool below to view articles and resources about resilience measures you can consider at home.

Build Resilience

Select the type of house you live in to understand more about its unique resilience challenges.

Select a house type:

Contemporary

Contemporary

One of the most common building structures for new homes are contemporary in style, using a range of mixed materials.

While there are differences between styles and structural choices, they generally have a lot of similarities. Starting from the foundation, they’re usually constructed with the slab on ground and reinforced masonry blockwork. Roof choices can also vary in complexity.

Complex roof shapes can pose issues when it comes to extreme weather. There may be water-damage issues due to a lack of efficient drainage.

The addition of low pitch roofs can also be vulnerable to extreme wind compared to steeper roof profiles. Fixings like eaves, plasterboard linings and large windows may also increase potential for water ingress by wind, rain and debris.

Timber frames by their nature are susceptible to ignition while steel frames are not. Burning debris can also enter through gaps and ignite timber framing, interior or decking and roof elements. A timber frame can also shrink from water ingress.

Contemporary

Brick Veneer

Brick Veneer

Brick veneer houses typically have exterior walls made of single skin brickwork tied to a timber frame. Older brick veneer houses often need to be kept in good condition to ensure their ongoing endurance.

A tile roof can cause issues for a house if they lack sarking. Sarking can be a key feature for the roof, it serves as a membrane that sits underneath the tiles. Timber frames by their nature are susceptible to ignition while steel frames are not. Burning debris can also enter through gaps and ignite timber framing, interior or decking and roof elements. A timber frame can also shrink from water ingress.

Brick Veneer

Queenslander

Queenslander

The Queenslander home (typically built prior to the 60’s) has historically been a popular housing choice in the varied climates of Queensland. Queenslander style houses are usually timber-framed, elevated on stumps with timber external walls. Roof shapes include gables, hips or a combination of both.

Older Queenslander houses can be vulnerable to severe damage and water ingress from strong winds and cyclones if aspects of the home, such as retrofitting the roof structure and regular maintenance are not undertaken.

They are also susceptible to bushfires as burning debris can enter through gaps and ignite the framing, interior or build up against walls, frames, decking or roof elements. Debris that is already on the ground or is blown in during a fire also can ignite any timber elements under the house or near the ground.

Queenslander

High-Set

High-set

High-set houses often feature large windows and simple silhouettes. Older styles can be identified by their quite flat (very low pitch) roof shapes.

A flat roof can generate large uplift pressures along the edge and across the roof. Many houses built prior to the 1980’s have vulnerable roof structures and commonly require upgrades to reduce risk of damage from severe windstorms. High-set houses occasionally use fibre cement sheets for wall cladding. Fibre cement sheets may be vulnerable to wind driven debris.

These can also be susceptible to bushfires as burning debris can enter through gaps and ignite framing, interior or decking and roof elements. Debris that is already on the ground or is blown in during a fire also can ignite any timber elements or stored items under the house or near the ground.

High-set

Modern

Modern

These are most often single storey houses with slabs on ground and were most commonly built post 1980s. Double storey houses are also common and roof shapes can be hip, gable or a combination of both. Roof cladding is usually metal, or tiles and homes feature reinforced concrete blockwork.

Complex roof structures can lead to greater potential for wind-driven rain ingress through valley gutters and other flashings. Internal linings (like plasterboard) also have a high susceptibility to water damage.

A tile roof can cause issues for a house if they lack sarking. Sarking can be a key feature for the roof, it serves as a membrane that sits underneath the tiles. Specialised flame-resistant sarking in combination with metal tile battens can be an effective barrier to burning debris.

These are also susceptible to bushfires as burning debris can enter through gaps and ignite timber framing, interior, decking and roof elements. Debris that is already on the ground or is blown in during a fire also can ignite any timber elements or stored items under the house or near the ground.

Modern

Which extreme weather event could your home be exposed to?

Every house is different, and your home’s vulnerabilities will vary depending on where you live and what kind of weather events can occur in your location. You can filter further by selecting which event is most relevant to you in your area.
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Bushfire
Cyclone
Flood
Fire: Building Design & Materials
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Fire: Doors & Windows
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Fire: Roofing Material, Shape & Installation
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Service Continuance
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Environmental Efficiency
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Organisation For Emergencies
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The Best Plan Is To Stay Prepared
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GET STARTED

icn-fire
The essential bushfire checklist
icn-cyclone
The essential cyclone checklist
The essential flood checklist

If your home could talk, would it have resilience requests?

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Putting Queensland on The Road to Resilience

Cyclone Resilience Benefit

Natural hazard resilience has long been a focus for Suncorp, with many other initiatives both existing and in progress. Suncorp Insurance’s Cyclone Resilience Benefit was introduced in 2016 and is available for eligible Home Insurance customers in North Queensland. Customers who undertake eligible upgrades to their home’s cyclone readiness may get a reduction on their Suncorp Home Insurance premium4.

Build it Back Better

An Australian first for Home Insurance. It’s our commitment to help create more resilient homes. It means that if your home is substantially damaged, we’ll rebuild it stronger with recommended resilience options up to $10,000, in addition to your sum insured, all designed to help withstand severe weather5.

Putting Queensland on the road to resilience

Proud partner of the QLD SES

Helping build a more resilient Queensland together.

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