Queensland may be the Sunshine State — but the truth is, it’s Australia’s most disaster-prone state. In fact, since 2011, Queensland has been hit by more than 80 natural disasters or significant weather events. Our unpredictable weather can make homes and communities vulnerable when the elements take a turn.
One kind of natural disaster that Queensland often experiences during storm season is cyclones. According to Get Ready Queensland, communities within 50 kilometres of the coastline heading north from Bundaberg are most susceptible to cyclones, however accompanying wind and rain from weakening cyclones can affect communities throughout all parts of Queensland.
To help you prepare for a cyclone or cyclone-related event, we’ve put together a checklist. Here’s an example of some steps you should take:
For more checklist items to consider, download our free version here. Also take a look at the Get Ready Queensland page dedicated to cyclone preparation.
There are also advances in building and development that can help reduce the damage from cyclones to your home. You can find out more by exploring Resilience Road here.
Knowing how to respond to a cyclone warning could be the difference between disaster and the survival of your home. It’s important to stay on top of updates during peak cyclone season, and to be across risks — these might be different for every Queenslander.
Start by getting in touch with your local council. They’ll be able to tell you if the property you are living in is at risk. This information is important for planning ahead. When a major event hits, your family’s safety comes first. Contact 000 in an emergency and visit Queensland Disaster Management for current local and state emergency alerts.
Our Cyclone Resilience Benefit is for eligible* customers in North Queensland. Suncorp Home or Landlord Insurance policyholders with an insured address in north of the Tropic of Capricorn and within 100km of the coast, can reduce their property’s risk of damage by undertaking improvements to your roof, windows, doors, shed, as well as cyclone preparation in general and could save hundreds on insurance premiums each year. Conditions apply.
Read for more details, and to find out if you’re an eligible customer, here.
*Available in eligible locations only. Contact us on 13 11 55 to find out if you are eligible. The building and mitigation features that may contribute to any reduction of your Suncorp home or landlord insurance premium are at our discretion. Conditions apply.
Insurance issued by AAI Limited ABN 48 005 297 807 trading as Suncorp Insurance. Read the Product Disclosure Statement before buying this insurance. This information is intended to be of a general nature only and has been prepared without taking into account your particular objectives, financial situations or needs, so you should consider whether it is appropriate for you before acting on it. We do not accept any legal responsibility for any loss incurred as a result of reliance upon it – please make your own enquiries.
The information is intended to be of a general nature only. We do not accept any responsibility for any loss incurred as a result of reliance upon it – please make your own enquiries.
From the simple to the complex, see which upgrades can help protect your home.
Discover the stories of people who live on Resilience Rd.
Natural hazard resilience has long been a focus for Suncorp, with many other initiatives both existing and in progress. Suncorp Insurance’s Cyclone Resilience Benefit was introduced in 2016 and is available for eligible Home Insurance customers in North Queensland, providing reduced premiums for customers who undertake building improvements to prepare for cyclones4.
An Australian first for Home Insurance. It’s our commitment to help create more resilient homes. It means that if your home is substantially damaged, we’ll rebuild it stronger with recommended resilience options up to $10,000, in addition to your sum insured, all designed to help withstand severe weather5.
Watch this video from Steve Johnston our Suncorp Group CEO, outlining the importance of Resilience Rd.